We Love Our Clients.

With over a decade of experience and more than 1,700 happy clients, we are the best choice for Self-Storage specific Property & Casualty insurance and a highly profitable Tenant Protection Program.

Tenant Protection Program

On The Move Insurance Agency offers an industry leading Tenant Protection Program that allows operators to earn up to 90% profit margins.

The standard Self-Storage lease states that the operator is not responsible for the tenants’ goods while in storage. Our program allows you, through a lease addendum, to assume limited liability for their contents at the price and limits you choose. You are not insuring their goods; you are simply offering them a protection plan or a premium quality lease while our carrier insures the risk you assume.

We offer a Contractual Liability Insurance Policy (CLIP) that insures the risk your facility assumes regardless of size. The cost to insure the risk of a $2,000 protection plan can be as little as $1.00 per month.*

You report risk monthly ensuring that you pay only for the exact amount of insurance you need to cover your risk. Billing is done monthly, quarterly or annually based on your preference.

Our CLIP can cover almost any existing Tenant Protection Program with no changes necessary. Let us provide a quote, matching your current policy terms as well as our zero deductible policy.

New Construction – Builder’s Risk Policy

Builder’s risk insurance policy that is designed to cover property in the course of construction.

Coverage is usually written on an all risks basis and typically applies not only to property at the construction site but also to property at off-site storage locations and in transit. Builder’s risk insurance can be written on either a completed value or a reporting form basis; in either case, the estimated completed value of the project is used as the limit of insurance.

An advantage that allows On The Move Insurance Agency to secure your builder’s risk coverage is that we write our builders risk policies through our Self-Storage specific carriers. This allows the policies to convert to the correct Self-Storage specific coverage for your new facility upon completion.

Self-Storage specific insurance products

Our carriers specialize in Self-Storage specific insurance products saving our operators from the recent wave of renewal rate increases. Our carriers understand the low risk and inexpensive rebuilding costs of most Self-Storage facilities, and it’s reflected in their competitive rates.
Our programs are specific to the Self-Storage industry and cover industry specific perils:

• Legal Goods & Liability
• Sale & Disposal
• Limited Pollution
• Business Income
• Employee Dishonesty
• Hired & Non-Owned Auto Liability
• Equipment Breakdown
  Our facility policies are not limited to the above list and often contain many more covered perils.