Almost any personal and business property a customer stores is eligible for the program.The following goods are not protected risks and are automatically excluded or limited:
• Money, coins, bullion, deeds, bonds, stocks, securities
• Jewelry, watches, precious stones, stamps of all kinds, furs, garments trimmed with fur, fine arts, perfumery, exceeding $500 combined total
• Explosives and flammables
• Tobacco, cigars, cigarettes, beers, wines, spirits exceeding $15,000 combined total
• Livestock
All this is clearly stated in the lease addendum on the tenant’s “Limitation and Exclusions to Liability” page.
